Disclosure: I am participating in a paid outreach program for Consumer Reports, however all opinions presented here are mine. A few years ago I had just started a new job, when BAM – it happened. It wasn’t a particularly dreadful winter day. It had just started to lightly snow and I was walking the same pathway to work that I had done many times. I blinked and before I knew it I had slipped on some black ice and fallen right on my behind. My first thought of course was embarrassment. There I was, lying on the ground (patas arriba like my dad would say) with my things thrown everywhere.…