I have medical insurance, now what? Step 2: Understanding your insurance.
Having insurance is great, but do you know what everything means?
The next step after signing up, is of course making sure you know everything about your type of insurance so that you can make the most out of your coverage. Like my Mama Juana likes to say, “get your money’s worth!” This means taking a few minutes to find out what medical services are covered. What providers are in your network, and what kind of costs you will have for co-pays and deductibles.
I also make sure that my mom and other family members have a one-sheet of information ready in a safe place so that they or someone near them in a time of an emergency (when everyone’s not thinking right) can just grab it and go. It lists any allergies they may have, medications, and insurance information all filled out. This is truly a life-saver in those times when you’re rushing to get to the hospital, and the last thing you want to think about is filling out insurance information. If you don’t have one, follow this link here for a great one.
I promise it won’t take more than a few commercial breaks during your favorite novela to fill out.
Cheers to your health!